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Home insurance

Get up to 8% off home and contents insurance with Honey¹​

We've partnered with Honey to make it easier for you to keep your family safe. It's technology and insurance, together.

A  kneeling woman placing a smart home sensor in front of a washing machine.

AGL & Honey are revolutionising home insurance

With Honey Home and Contents insurance, you can also get complimentary smart home sensors, valued at $250, that can help alert you to fire, water damage and theft, saving you money and the inconvenience of needing your home fixed and contents replaced because something went wrong.

Why smart home insurance?

Get insured in as little as 3 minutes

Using a smarter approach to get you properly covered. The information you provide helps find the right cover to protect the things your household really values.

Complimentary smart home sensors

Don’t wait around for things to go wrong. With your home and contents policy, you get complimentary smart home sensors – valued at $250 – that can alert you to avoidable mishaps in the home.

Save up to 8% on your premium*

By reducing your risk with smart sensors, you'll pay up to 8% less for your home and contents insurance premiums every year. Make the smarter choice for your home today.

Want to know more?

Honey is smarter home insurance helping you prevent avoidable accidents. They’re on a mission to eliminate 50% of avoidable accidents that happen in the home. Honey offer customers complimentary smart sensors to keep their homes safer, as well as an ongoing discount* when they sign up for home and contents insurance. Customers are then rewarded with a lower price on their insurance for being safer.

Learn more about how AGL and Honey are working together here

Once received, simply set up and keep your sensors activated to keep the discount, year after year. If you don’t activate your sensors within 28 days, you may become ineligible for your Honey discount. But don’t worry, Honey will keep you in the loop regarding if and when your sensors are active, and at what date you’ll become ineligible for your discount if your sensors remain inactive.

Your Smart Home Program Kit includes 3 multi-purpose smart sensors which detect water leaks, opening doors or windows, and temperature changes.

You’ll also receive a bridge to connect to your Wi-Fi network and 1 magnet accessory for use with sliding doors or windows.

It’s quick and easy to set up and activate your sensors through the app.

You’ll also receive prompts on setting up and activating your sensors from Honey via email.

You can call the Honey Insurance Team on +61 2 7257 0867​.

Get in touch with the Honey Insurance team.

Email or call 9am - 5pm Monday to Friday on 1300 016 031.

¹ The Smart Home Program discount will be applied to your premium if you install and keep the smart home sensor kit operational. Each month we will assess your ongoing eligibility for the Honey Smart Home Program discount, based on your sensors being active. Where your sensors are not active, we may choose to remove your discount for the remaining period of insurance. Please refer to the PDS for full terms and conditions. 

RACQ Insurance Limited (ABN 50 009 705 152 AFSL 233 082) (RACQ) is the insurer and issuer of the insurance. Honey Insurance Pty Ltd (ABN 52 643 672 628 AFSL 528244) (Honey) distributes the insurance on behalf of RACQ. AGL Sales Pty Ltd (ABN 88 090 538 337 AR 1289534) (AGL) promotes and distributes the insurance as an authorised representative of Honey.​

Neither AGL, nor any of its related bodies corporate, accepts liability or guarantees the payment of any claim or benefit or the performance of any other obligations by Honey or RACQ in respect of this insurance.​

AGL may be paid a commission if you take out insurance with Honey and RACQ. Further details are provided in the AGL and connectnow Financial Services Guide.​ ​

Any advice contained is general only and does not take into account your particular objectives, financial situation or needs. You should consider whether the advice is appropriate for your objectives, financial situation or needs and consult the Policy Document and Product Disclosure Statement (PDS) before making any decision.​

For the standard terms, conditions and exclusions about our insurance, please refer to the PDS and any supplementary PDS (if applicable). The FSG, PDS, any supplementary PDS (if applicable) and the Target Market Determinations for these products are available at, and also by calling 1300 016 031.​